![]() Generally, Original Medicare does not cover prescription drugs, also called Part D, although it does cover some drugs in limited cases such as immunosuppressive drugs (for transplant patients) and oral anti-cancer drugs. Items and services that Medicare does not cover include, but are not limited to, cosmetic surgery, health care you get while traveling outside of the United States (except in limited cases), hearing aids and exams for fitting hearing aids, long-term care, most eyeglasses, routine dental care, dentures, and acupuncture. Even if Medicare covers a service or item, you generally have to pay deductibles, coinsurance, and copayments. If you need certain services that Medicare does not cover, you will have to pay out–of-pocket unless you have other insurance to help cover the costs. Original Medicare doesn’t cover everything. What is not covered by Original Medicare? You usually pay a monthly premium for Part B. Then, Medicare pays its share, and you pay your share (coinsurance / copayment) for covered services and supplies. You generally pay a set amount for your health care (deductible) before Medicare pays its share. It is fee-for-service coverage, meaning that, generally, there is a cost for each service. You can go to any doctor, supplier, hospital, or other facility that is enrolled in Medicare and accepting new Medicare patients. Unless you choose a Medicare health plan, you will be enrolled in Original Medicare. Part A and Part B are often referred to as “Original Medicare.” Original Medicare is one of your health coverage choices as part of the Medicare program managed by the federal government.
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